Retiring soon? You’re not alone. Principal Financial Group reports that 11% of workers plan to retire or leave the workforce in 2022. But don’t let last year’s planning throw this year’s retirement off[1]kilter. There are several changes in both Social Security benefits and IRS rules for retirement plans worth noting: Full retirement age has increased. The full retirement age for receiving Social Security has grown a few months to 67. You can claim early retirement benefits at 62, but doing so will reduce monthly benefits by up to 30%.